... the best," says Anthony Giorgianni, the associate finance editor of the Consumer Reports Money Adviser newsletter in Yonkers, N.Y. "The little banks might be very competitive. a lot of them didn't get caught up in the credit crunch ." ... a blank check -- good up to a specified amount, says Phil Reed, the senior consumer-advice editor for Edmunds.com. once you have a solid, written contract, only then ask the dealer if it can beat the financing deal you already have. ...
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