When a mortgage loan application is taken by the loan officer or originator?

Does the loan information go to the loan processor or loan underwriter first. I mean does it get decisioned first based off of the information given by the originator/officer or does the processor gather the information and give it to the underwriter where he approves/declines it?

Can vary a tad by lender, but the processor loads everything then the system will do an automated preliminary approval on credit scores. If it's a massive fail, it can stop right there.
If it's a pass, then it moves on to underwriters to check the fine points.

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