Can I start building my credit by paying for things with my bank card and telling them to charge it on credit? (I do not know much about how to build my credit so please help me!)
Question: Best credit card to get to starting building credit and can I build my credit by using my bank card and telling them to charge it on credit instead of debit?
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I agree that car loans and mortgages are better indicators of credit. If you plan to use a credit card, please pay on time. Late payments are never helpful for your credit. If you already have a bank card, why not check with your local bank about about credit cards they offer. Please remember to read the fine print on any card application. I have used the below informational website for expert information on various types of credit cards. Shopping around for the best credit card that suits your needs is also important. Many companies offer credit cards with no annual fees, cash back, reward points, etc…Good luck